FAQ

After a simple application process, we will give you an advance on your business' future sales. Repayments are flexible because we only get repaid when you make a sale. There are no personal guarantees or complicated documents.

You must have been in business for 1 year, and have at least $5,000 a month in Visa/MasterCard sales.

For most small businesses, the business owner's credit is important to evaluating the company for an advance. However, we have a business-friendly scoring model that takes into account many variables, not just your personal credit score. Our inquiry will not affect your credit report and we do not require personal guarantees!

Global Cash Direct will determine an amount you can receive based upon an average of your monthly Visa/MasterCard sales. Generally we fund between $1,000 and $500,000.

Once approved, you'll have your money wired to your bank account in as little as 7 business days. That's Global Cash Direct!

The money you get from Global Cash Direct is not a loan; it is an advance against your estimated future monthly Visa/MasterCard sales. Therefore, there is no rate. Global Cash Direct simply charges a fixed fee that is paid back over time. Our average advance is paid back in six months, however if you take longer there is no penalty.

That's up to you. Many of our customers use advances for such things as payroll, equipment purchases, expansion, advertising, additional inventory purchases, to meet payroll and tax obligations, repairs, and emergency expenses. As you can see the decision is yours.

If your current processor has a relationship with Global Cash Direct, you do not need to change. You are required to use a processor that is affiliated with Global Cash Direct. If you do need to make a change in processor, we will handle that for you; often, it only takes a few minutes, and you can still use the processing terminals you already have. Our processors guarantee to meet or beat your current processors rates.

The best thing about Global Cash Direct is there are no fixed payments! We simply take a previously agreed upon percentage of your future Terminal sales until your advance has been paid back.

So if your business is a little slow one month, the amount you pay will go down. Try asking a bank to offer you that flexibility!

We will send you a monthly statement detailing how much you have paid for the previous month and the outstanding balance on the advance.

Pick up the phone and call us at 1-888-466-4116.